Para sa bawat Filipino lender

Hindi dapat mahirap
mangolekta.

The smart lending management app built for lenders of all sizes.

Start for Free No credit card needed. Free Forever.
25Free Borrowers
25Free Active Loans
₱0Free Forever
1 tapPayment Reminder
Ang problema

Hindi na sapat ang notebook at excel para sa isang katulad mo.

Nasaan na ang bayad ni Juan? Magkano pa ang utang ni Maria? Kailan next due ni Pedro? Kung sa isip mo pa ito lahat — may mas magandang paraan na.

Dati
Notebook + Memory
  • ❌Manual na pag-compute ng bawat bayad
  • ❌Nakakalimutang due dates at mga nangutang
  • ❌Nawawalang notebook, nawawalang records
  • ❌Walang history ng bawat borrower
  • ❌Hindi nalalaman kung kumikita ka ba talaga
Kolekta
Smart. Simple. Sa Phone.
  • ✅Auto-computed payment schedules
  • ✅Due date reminders in just 1 tap
  • ✅Complete history ng bawat borrower
  • ✅Full ledger — bawat piso tracked
  • ✅P&L at capital tracking sa Books
Ang features

All you need. All in one app.

Ginawa namin ang Kolekta para sa lahat ng nagpapautang malaki man o maliit.

📋
Auto Payment Schedules

Ilalagay mo lang ang loan details tapos Kolekta na ang mag-cocompute ng bawat due date at amount. Daily, weekly, bi-monthly, o monthly.

💸
Smart Payment Engine

Full, partial, o overpayment — lahat nakarecord. Auto-completed ang loan kapag zero na ang balance. Hinding hindi ka na magkakamali.

📱
1-Tap SMS & Email Reminders

Remind borrowers in just one tap — SMS o email, ikaw ang bahala!

🤝
Payment Arrangements

Hindi makabayad ang borrower? I-set up ang arrangement in seconds. I-split ang balance sa custom na dates at amounts.

📊
Full Ledger & History

Bawat piso tracked at recorded.

📒
Books — Business Finances

I-track ang capital, expenses, at monthly Profit & Loss. Malalaman mo agad kung kumikita ka ba talaga.

👥
Borrower Management

Complete profile ng bawat borrower — contact, address, loan history, payment behavior. Lahat sa isang lugar.

📲
PWA — Works on Any Phone

I-install sa home screen. Works offline. No download needed!

🔔
Lender Alerts (Pro)

Daily digest ng mga kailangan mong kolektahin. Overdue alerts. Weekly portfolio summary. Always be updated.

Paano gumagana

Easy 4 Steps.

Kahit hindi ka tech-savvy magagamit mo ito!

1
Sign up for free

Gumawa ng account gamit ang iyong email. No credit card needed. Free forever ang Libre plan.

2
Record your borrowers

I-add ang mga taong pinahihiraman mo. Pangalan, number, address. Ganun lang kabilis!

3
Gumawa ng loan

Principal, interest rate, term — si Kolekta na ang mag-compute ng buong installment.

4
Collect and Remind

Collect their payments. Send reminders and watch yourself grow.

Presyo

Start for free,
then upgrade when you're ready!

Our Libre plan is FREE FOREVER. No trials, no expiry, just free.

Libre
For small and casual lenders
₱0
forever — walang credit card
  • ✓25 borrowers
  • ✓25 active loans
  • ✓Auto payment schedules
  • ✓Full ledger & payment history
  • ✓50 notification credits on signup
  • ✓Books — capital & expense tracking
  • ✓Payment arrangements
  • ✕Unlimited borrowers & loans
  • ✕Automated reminders
Start for Free →
Coming Soon
Notify me when available
Pro
For active lenders
₱399
monthly
  • ✓Unlimited borrowers & loans
  • ✓200 notification credits/month
  • ✓Automated before-due reminders
  • ✓Overdue reminder automation
  • ✓Daily collection digest (7AM)
  • ✓Overdue alert sa'yo
  • ✓Weekly portfolio summary
  • ✓Full Books P&L reports
  • ✓Priority support
Mag-upgrade sa Pro →
Agency
For Cooperatives and Loan Agencies
₱1,299
monthly
  • ✓Lahat ng Pro features
  • ✓500 notification credits/month
  • ✓Multiple collector accounts
  • ✓Role-based access control
  • ✓Collector assignment per area
  • ✓Team dashboard & analytics
  • ✓Dedicated support
Talk to us →
Product Roadmap

Where we are. Where we're going.

Kolekta is actively built and improved. Here's our public roadmap.

✅
Version 1.0 — Libre Launch Live Now
Borrower management Auto payment schedules Full ledger & payment engine Payment arrangements (Beta) Books — capital & expense tracking SMS & email reminders Waive loan Per-tab tutorials Terms of Use & Privacy Policy SEC MC 18-2019 guardrails PWA — install on any phone
🔨
Version 1.1 — Stabilisation & Notifications In Progress
Notification Worker (Semaphore + Resend) Arrangement engine overhaul Edit loan Kolekta OS — feedback queue Bug fixes & polish Dry run & UAT
🚀
Version 1.2 — Pro Plan Launch Next Release
Automated reminders (Pro) Lender daily digest & overdue alerts Batch remind all overdue Unlimited borrowers & loans 200 credits/month included GCash payment integration Full P&L reports Weekly portfolio summary
📋
Version 2.0 — Agency & Cooperative Planned
Multi-collector accounts Role-based access control Collector assignment per area Branch-level dashboards PDF loan contracts & promissory notes Borrower self-service portal CSV & BIR-ready export Refer & Earn program
🔮
Future Vision Exploring
Route optimization (Google Maps) AI collection risk scoring Shared delinquent borrower registry Open API for integrations Indonesia & Vietnam expansion
Bakit Kolekta

Ginawa para sa taong tulad mo.

Made by Filipinos for Filipinos. Para sa mga nagpapautang at nahihiyang maningil ng utang.

“Dati, sa notebook ko lahat. Ngayon, sa Kolekta ko na. Mas maayos, hindi na ako nagkakamali sa bayad.”

RL
Rosa L.
Informal lender, Marikina

“Ang dali gamitin. Hindi ako marunong sa tech pero kaya ko naman. Yung reminder feature, favorite ko talaga.”

JD
Jun D.
Palengke lender, Quezon City

“Sulit na sulit. Libre na nakakatulong pa.”

MA
Mayette A.
Neighborhood lender, Cavite

Handa ka na ba?
Subukan mo. Libre lang naman.

Mag-sign up ngayon. No credit card needed, no fees or charges. Set up and start in less than 2 minutes.

Start for Free kolektaph.com · FREE FOREVER